Give today a little clarity.

See how today’s spending fits into the weeks ahead. Set aside money for bills and savings, try out a purchase or delayed-payday scenario, and use the figures you enter to build a 90-day forecast.

Installable browser app

Development release 1.0.0 · September 2026

This development release has not yet been rolled out to existing hosted versions.

Follow development

INSIDE BUDGETGUARD

Understand your spending allowance.

Archived walkthrough · 9 September 2026 · Sample data. These images illustrate the workflow in an earlier build; see Features for the development release overview.

01

Begin with a clear allowance

The sample plan leaves EUR 394.50 available across 14 days: EUR 28.17 per day after reserving bills and protecting the buffer and savings.

BudgetGuard sample allowance of EUR 28.17 per day across 14 days. — BudgetGuard / Development capture

02

Protect the essentials first

Set the next income date, recurring bills, safety buffer and savings commitment in one plan.

BudgetGuard plan with income date, bills, safety buffer and savings commitment. — BudgetGuard / Development capture

03

Understand the spending pattern

Review recorded expenses by category and see how quickly you are spending. This sample includes EUR 42.50 in groceries.

BudgetGuard activity showing recorded expenses, spending pace and category totals. — BudgetGuard / Development capture

Know what is available today

Estimate a spending allowance from the balance you enter.

Choose a daily, weekly or monthly allowance.
Set aside bills, commitments and a buffer first.
Use several income schedules, with expected income kept separate from money available now.

Try a decision before making it

Explore a change before committing it to your records.

Try a purchase or delayed-income scenario.
Create named savings pots and contribution plans.
Use the 90-day forecast and calendar to spot pressure on your budget.

Keep the plan connected to reality

Keep the plan aligned with what has actually happened.

Record transactions and review spending by category.
Compare the plan with your actual balance, marking income received and bills paid.
Use recovery copies, optional encrypted backups and storage-error messages to protect your history.

THE IDEA BEHIND THE PROJECT

Clarity without pressure.

BudgetGuard helps you understand the figures you provide and consider your next decision. It presents personal spending information without shame or pressure.

Follow development on LinkedIn Explore more of Valkaerion